Understanding the various minimum essential coverage plans that you can offer your employees is essential to providing coverage that matters. We offer the most competitive limited medical plans in the industry. We ensure every client remains ACA compliant by offering our medical plans.
SBMA benefits serve employers with ACA mandated compliance requirements. It supports those employers by offering employees who need affordable benefits the right solution for them. Our mission is to provide great benefits at a great price. We are nationally recognized as industry experts on ACA compliance, ERISA law, and Healthcare Reform, and we're here to help!
In an effort to help you understand what the different types of Minimum Essential Coverage include, review the following:
All minimum essential coverage plans are ACA compliant and provide affordable benefits to employees. Basic MEC coverage generally includes:
An enhanced MEC Plan takes basic MEC coverage one step further. This benefit package focuses on attracting and retaining top talent with benefits that include:
The top-level MEC plans include all of the basic Minimum Essential Coverage services. Along with additional benefits and coverage for added ACA compliance:
| Benefit | Standard MEC | Enhanced MEC | Highest-Level MEC |
|---|---|---|---|
| Wellness & Preventative Services | ✓ 100% Coverage | ✓ 100% Coverage | ✓ 100% Coverage |
| Rx Discount Plan | ✓ Included | ✓ Included | ✓ Included |
| Telehealth Services | ✓ Included | ✓ Included | ✓ Included |
| Primary Care Visits | — | ✓ Low Copay | ✓ Low Copay |
| Urgent Care Visits | — | ✓ Low Copay | ✓ Low Copay |
| Specialist Visits | — | ✓ Network Discount | ✓ Network Discount |
| Laboratory Services | — | ✓ Network Discount | ✓ Network Discount |
| Prescription Coverage | — | — | ✓ Generic & Brand Name |
We provide a complete solution for ALE employers who want to provide affordable, ACA compliant benefits to their workers. Our streamlined technology and personal services provide a complete solution for our clients and their employees.
Discover which MEC plan is right for your organization and ensure compliance while attracting top talent.
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