Supplemental insurance that complements your employee benefits
You want employees to be satisfied with their benefits—that's critical to attracting and retaining the best performers. You also need to manage costs to stay competitive and grow. Our worksite solutions help employers do both. You can provide the supplemental insurance your workforce wants AND manage the cost of doing so.
We help communicate the value of the benefits your company offers, so employees understand what their total compensation is really worth. Then, we offer supplemental insurance policies and help them understand how these products complement their existing benefits. Employees recognize these as value-added benefits available as a result of their employment.
Because these are supplemental policies paid for by employees directly, there is no additional cost to you and little or no administrative overhead. You get the benefit of dedicated account executives working with your employees and providing customer service—all of which your employees appreciate.
We offer a comprehensive portfolio of supplemental insurance products that complement your existing benefits package. Each solution is designed to fill specific coverage gaps and provide employees with the protection they need.
Cash benefits for covered accidental injuries, helping employees manage out-of-pocket costs for emergency care, treatment, and recovery.
Lump sum payment upon diagnosis of covered serious conditions like cancer, heart attack, or stroke, providing financial support during treatment.
Daily cash benefits for hospital stays, helping cover deductibles, copays, and everyday expenses while employees focus on recovery.
Affordable coverage for routine dental care and vision services, promoting preventive health and overall wellness.
Financial protection for employees' families, providing peace of mind and security for the future.
Income replacement if employees are unable to work due to illness or injury, protecting their financial stability.
Our dedicated account executives handle the heavy lifting. We provide comprehensive enrollment support, employee education, ongoing customer service, and claims assistance. Your HR team benefits from streamlined administration with minimal overhead, while your employees receive personalized attention and expert guidance throughout their coverage journey.
Professional enrollment specialists work directly with your employees to explain coverage options and help them make informed decisions.
Clear communication materials and presentations that help employees understand the value of supplemental insurance and how it complements their existing benefits.
Dedicated customer service team available to answer questions, process changes, and provide support throughout the year.
For over 100 years, we've been helping employers provide comprehensive benefits solutions that attract and retain top talent. Our supplemental insurance programs are designed to enhance your benefits package without adding to your costs. Let us show you how easy it is to offer your employees the protection they need while strengthening your competitive position in the marketplace.