Accident Insurance

Accident Insurance Protection

Financial support when life throws you a curveball

Family Protected by Accident Insurance

Accidents happen when you least expect them. Whether it's a sports injury, a fall at home, or an unexpected mishap, Accident Insurance provides cash benefits to help cover the costs that traditional health insurance may not fully address. From initial emergency care to follow-up treatment and recovery, we're here to help protect your family's financial wellbeing.

62M
Injuries occur annually in the United States
4M
Work-related injuries requiring medical consultation each year
$1.2T
Total annual cost of injuries in the U.S.

What Does Accident Insurance Cover?

Accident Insurance provides cash benefits that can be used to help cover a wide range of expenses related to covered accidental injuries. Use the benefits however you need—whether for medical costs or everyday expenses while you recover.

Accident Insurance Coverage Benefits

Medical Bills & Deductibles

Help cover out-of-pocket costs, deductibles, and copays that your health insurance doesn't fully pay.

Hospital Stays & Treatment

Receive daily cash benefits for hospital admission, confinement, and intensive care treatment.

Medical Appliances & Recovery

Coverage for durable medical equipment like wheelchairs, crutches, braces, and other recovery aids.

Real Protection for Real Life

Sarah was an active parent who loved hiking and biking with her family. When an unexpected fall left her unable to work for several weeks, she was grateful for her Accident Insurance coverage. The benefits helped offset hospitalization costs, treatment expenses, and other out-of-pocket costs while she recovered—allowing Sarah and her family to focus on healing rather than worrying about finances.

Why Choose Our Accident Insurance?

Key Insurance Benefits

Portable Coverage

Your coverage stays with you even if you change jobs or careers. Protection that moves with your life.

Age-Proof Protection

Your rates will never increase and your benefits will never decrease due to your age. Lifetime stability.

Guaranteed Coverage

Your coverage cannot be cancelled as long as your premiums are paid as due. Peace of mind guaranteed.

No Medical Exam

No medical history is required for coverage to be issued. Simple, straightforward enrollment.

Family Coverage

Coverage is also available for your spouse, children, and dependents under the age of 26.

HSA Compatible

Owning this coverage does not disqualify you from having a Health Savings Account.

Trusted Protection for Over 100 Years

We've been helping individuals and families protect what matters most for more than a century. Our supplemental insurance solutions are designed to fill the gaps in traditional coverage, providing the financial support you need when accidents happen. With unparalleled claims support and a team dedicated to your wellbeing, we're here to help you face life's unexpected moments with confidence.