Employer's Guide to Impact for Groups
What is Impact for Groups?
Impact for Groups is a modern healthcare sharing solution designed specifically for small businesses, schools, and non-profits. It enables organizations to provide a high-quality, affordable alternative to traditional health insurance through a streamlined Group Billing model.
Why Organizations Choose Impact
- Significant Savings: Reduce healthcare costs by 30-50% compared to traditional insurance.
- No Network Restrictions: Employees keep their trusted doctors and see any provider nationwide.
- Fast Bill Processing: Industry-leading technology ensures providers are typically paid in 15 days or less.
- Wellness Rewards: Employees earn up to $150/month for maintaining healthy lifestyles.
How It Works—The Group Flow
Request a Quote → Review & Customize Options → Dashboard Setup → Personalized Employee Enrollment → Monthly Consolidated Billing
Key Administrative Features
1. Consolidated Monthly Group Bill
Simplify your accounting with one easy monthly bill that covers your entire participating workforce.
2. Group Management Dashboard
Full transparency and control. Track enrollments, manage member changes, and view sharing activity in real-time.
3. Personalized Enrollment
Impact handles the heavy lifting of onboarding, providing employees with a clear path to understanding their new benefits.
4. Spouses & Families Welcome
Flexible options allow employees to include their households, ensuring the whole family is supported by the community.
Important Guidelines to Note
- Group Size: Exclusively available for organizations with 49 or fewer individual members.
- Administrative Fee: Simple $10 per household monthly fee (minimum $40 per month per group).
- ACA Compliance: For groups under 50, Impact is a valid alternative; for 50+, it can be offered alongside an MEC plan.
- Wait Times: Quotes should be generated at least 5 business days before the first of the month for a smooth start.
Implementation Checklist
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Request your custom group quote via the link below
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Review the pricing and sharing options with your leadership team
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Set up your Group Management Dashboard
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Launch personalized employee enrollment sessions
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Verify all household data for the first monthly consolidated bill
Group Q&A
Can we still offer this if we have more than 50 employees?
Yes, but only alongside a Minimum Essential Coverage (MEC) plan to satisfy ACA requirements for larger employers.
How fast are medical bills paid?
Impact typically processes and pays providers in 15 days or less once a bill is submitted.
Is there an open enrollment period?
No. Unlike traditional insurance, Impact for Groups allows enrollment year-round.
Put Your Profits Back Into Your Business
Stop overpaying for traditional insurance and give your team the freedom they deserve. Get your group quote today.
Get Your Group Quote